All Articles Joanne David CFP FCSI Certified Financial Planner
Sometimes as a financial planner I offer to meet with my client's child or grandchild. I usually like to talk about budgeting and long term vision of creating a written financial plan. It always amazes me how ill-equipped parents are in educating their kids about basic budgeting. It was during one of these meetings that I was asked about mobile budgeting. Turns out I was the one ill-equipped. I hadn't a clue so I decided I better start to research the best mobile applications for personal budgeting. This article is the result of what I found in the realm of personal budgeting apps. A great list if I do say so myself!Read More
This article is about budgeting tips for people that really hate to make a budget. Trust me, unless you are an accountant or financial planner, I am pretty sure that likely means you!
If there is one thing I learned in financial planning is that you must have a written plan. That always starts with a written budget of your household income and family expenses. In my family we still do this each year, and I am always amazed what even a minimalist like me spends money on.Read More
I have been in the financial services industry for a couple of decades. There are a few things I have learned about investing and managing money, and about my clients. Here are the top things I have learned about investing:
No two investors are the same
I have worked with a lot of amazing people. Not one person or couple or family, has the same goals or thinks the same about their present and future financial plans. It never stops to amaze me this uniqueness.Read More
What to do after you lose your spouse? Hopefully, this article will help with the financial steps that need to be undertaken in this confusing time. Below are the main first financial steps that need to be completed.
When your spouse dies, it can be traumatic. First off, you need to allow yourself time to grieve. Yet, there are important financial steps that are best to make sooner than later. Often is the case that you are your spouse's will administrator. It is my hope that this list of essential to do items will assist you in handling the main financial items that are needed to be done sooner than later.Read More