A successful financial plan starts with a family budget of income & spending

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How to Track your Personal Financial Liabilities & Assets

by Joanne David CFP FCSI Share 'How to Track your Personal Financial Liabilities & Assets' on Facebook Share 'How to Track your Personal Financial Liabilities & Assets' on LinkedIn Share 'How to Track your Personal Financial Liabilities & Assets' on Twitter Share 'How to Track your Personal Financial Liabilities & Assets' on Gmail Share 'How to Track your Personal Financial Liabilities & Assets' on Print Friendly

Your personal finance, either alone or together with your family, should be thought of as a business. You have income and expenses, and therefore you have an income statement. Likewise, you have assets (capital values of what you own or take title to), and liabilities (debts that you owe). Your assets and liabilities make up your family balance sheet for your business.

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by Joanne David CFP FCSI Share 'How to Track your Personal Financial Liabilities & Assets' on Facebook Share 'How to Track your Personal Financial Liabilities & Assets' on LinkedIn Share 'How to Track your Personal Financial Liabilities & Assets' on Twitter Share 'How to Track your Personal Financial Liabilities & Assets' on Gmail Share 'How to Track your Personal Financial Liabilities & Assets' on Print Friendly by Joanne David CFP FCSI Certified Financial Planner
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Take this Personal Finance Budget Checkup Quiz

by Joanne David CFP FCSI Share 'Take this Personal Finance Budget Checkup Quiz' on Facebook Share 'Take this Personal Finance Budget Checkup Quiz' on LinkedIn Share 'Take this Personal Finance Budget Checkup Quiz' on Twitter Share 'Take this Personal Finance Budget Checkup Quiz' on Gmail Share 'Take this Personal Finance Budget Checkup Quiz' on Print Friendly

Creating a budget is quite easy. You can check out my recommended mobile budget applications if you are technical savey. Or if you prefer the pen to paper routine as I do, or simply can’t get motivated to review your expenses and create a budget, please check out my budget tips including an excel template for your use.

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by Joanne David CFP FCSI Share 'Take this Personal Finance Budget Checkup Quiz' on Facebook Share 'Take this Personal Finance Budget Checkup Quiz' on LinkedIn Share 'Take this Personal Finance Budget Checkup Quiz' on Twitter Share 'Take this Personal Finance Budget Checkup Quiz' on Gmail Share 'Take this Personal Finance Budget Checkup Quiz' on Print Friendly by Joanne David CFP FCSI Certified Financial Planner
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Best Mobile Apps for Your Personal Budgeting

Sometimes as a financial planner I offer to meet with my client's child or grandchild. I usually like to talk about budgeting and long term vision of creating a written financial plan. It always amazes me how ill-equipped parents are in educating their kids about basic budgeting. It was during one of these meetings that I was asked about mobile budgeting. Turns out I was the one ill-equipped. I hadn't a clue so I decided I better start to research the best mobile applications for personal budgeting. This article is the result of what I found in the realm of personal budgeting apps. A great list if I do say so myself!
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How to Budget (For People Who Hate to Budget)

This article is about budgeting tips for people that really hate to make a budget. Trust me, unless you are an accountant or financial planner, I am pretty sure that likely means you! If there is one thing I learned in financial planning is that you must have a written plan. That always starts with a written budget of your household income and family expenses. In my family we still do this each year, and I am always amazed what even a minimalist like me spends money on.
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