As a fee-only, independent advisor, I have access to a wide range of respected investment and insurance firms. This means I can recommend the most suitable options for your goals — without conflicts or product quotas.
Being independent means we can provide a wide range of financial services from different competing financial and insurance companies, helping you select the most appropriate solutions.
In Canada, there are currently over 3,400 mutual funds offered by more than 110 fund companies. When you include the many different series and versions (Series A, F, I, T, currency, etc.) tailored to various investor types, fee structures, and tax situations, the total number of choices exceeds 55,000 options.
Segregated funds — with their built-in maturity and death benefit guarantees plus creditor protection — and other guaranteed products, along with private market investments and securities commission-registered options, add even greater variety and customization.
Our independence means we can objectively review this full universe of solutions and select what truly fits your unique goals, risk tolerance, time horizon, and tax situation — without being limited to any single bank’s or manufacturer’s lineup.
| BMO Asset Management Inc. |
| CIBC Asset Management Inc. |
| RBC Global Asset Management |
| TD Asset Management |
| AGF Management Limited |
| CI Investments Inc. |
| Fidelity Investments Canada |
| Franklin Templeton Investments Corp |
| Front Street Capital |
| Invesco Canada Ltd. |
| Mackenzie Financial Corporation |
| OceanRock Investments Inc. |
| B2B Bank |
| Canadian Western Bank |
| National Bank |
| Keybase Financial Group |
| BMO Life Insurance |
| Canada Protection Plan |
| Equitable Life |
| Industrial Alliance Insurance & Financial Services |
| Manulife Insurance |
| RBC Life Insurance |
| Sunwise |
There are thousands of financial service companies in our Canadian marketplace. Thus, the financial and insurance companies that we can potentially deal with are not limited to the examples above.
By remaining truly independent, you gain access to a much wider variety of products and solutions, so we can always recommend the best options tailored to your individual needs, goals, and tax situation.
All mutual funds and investments are offered through the independent dealer Keybase Financial Group. Life insurance and insured retirement products are offered through the insurance brokerage Canadian Financial Strategies, Inc.. This structure ensures full transparency and zero product bias.
Ready to build an investment strategy that truly fits you?
Book a Free Exploratory CallLet’s discuss how we can put these strong partnerships to work for your future.