Whether retirement is 5 years away or 20, the decisions you make now define the life you live later. I help Alberta professionals build a realistic retirement income strategy that maximizes CPP, OAS, RRSP/RRIF, TFSA, and pension income — in the right order, at the right time.
Whether retirement is 5 years away or 20, the decisions you make now define the life you live later. I help Alberta professionals build a realistic retirement income strategy that maximizes CPP, OAS, RRSP/RRIF, TFSA, and pension income — in the right order, at the right time.
| ✓ Retirement Income Projections | CPP, OAS, RRSP/RRIF, TFSA, pensions, and rental income — all modelled together so you see your full picture. |
| ✓ CPP & OAS Timing Strategy | Optimal CPP and OAS timing for your Alberta tax situation — not a generic answer, but one specific to your health, income, and family. |
| ✓ RRSP to RRIF Conversion Planning | Tax-efficient drawdown sequencing to minimize lifetime taxes and avoid the forced RRIF conversion tax hit at 71. |
| ✓ Inflation & Longevity Planning | Preparing for a 30+ year retirement — making sure your money outlasts you, not the other way around. |
| ✓ Scenario Modelling | Early retirement, part-time work, downsizing, snowbirding — we model the scenarios that matter to you so you can make confident decisions. |
| ✓ Alberta Pension Coordination | Coordination with Alberta pension plans and oil patch retirement packages — integrating everything into one coherent income strategy. |
Not sure if this applies to you? Book a free call — we'll figure it out together.
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